Fintech Signup Bonus Round-up (UK)
Straight-up cash and perks for opening or switching accounts — no hype, no fake “£1,000/day” promises.
Revolut – Up to £10 Welcome Bonus
Get £10 when you sign up, verify ID and order the free card.
Fast sign-up, low fees for spending abroad, great for testing budgeting tools.
Monzo – £5 for You + £5 for a Friend
Open an account and make your first card payment to get £5.
Instant notifications, clever pots/budgeting. Invite a friend and you both earn £5.
Chase UK – 1% Cashback + £20 Referrals
1% cashback on all spending for 12 months + £20 per friend you invite.
No foreign fees, easy savings accounts with strong rates.
Zopa – Up to £15 for a Smart Saver
Deposit £100+ and keep it for 30 days to earn £15.
Quick open, decent savings rates, nice app for testing extra pots.
Curve – £5 for Ordering the Free Card
Link any debit/credit card and get £5 to spend.
Stack card rewards and use “Go Back in Time” to move purchases later.
Smart Stacking Tips
- Use a spare email just for sign-ups if you want to stay organised.
- Track bonus dates — some offers expire after a set spend period.
- Combine with cashback portals (TopCashback, Quidco) for extra % back.
- Don’t pay for premium tiers unless you truly need their perks.
Updated: October 2025 — offers may change; always check each app’s terms.